Personal Financial Readiness Program

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87FSS Events Calendar

the personal financial readiness PROGRAM

MFSC McGuire:  Bldg. 3435 Broidy Road, 609.754.3154

MFSC Lakehurst: Bldg. 488-2 Highway 547, 732.323.1248

For more information about the MFSC, please click here.

Personal Finance Readiness

Planning for the future begins with knowing your present. MFSC is here to help you reach your financial goals. Live for today, Save for tomorrow.

Do you have a budget?

Budgeting lies at the foundation of every financial plan. Unlike what you might believe, budgeting isn’t about restricting what you spend money on and cutting out all of the fun in your life. It really is about understanding how much money you have, where it goes, and then planning how to best allocate those funds.

If you need assistance with budgeting, credit, and other financial matters please contact the MFSC and request an appointment with one of our consultants.

It is important to check your Credit Reports periodically through the year to ensure that all information is correct. You can access your free credit reports by visiting to get a free copy of your credit report from each of the nationwide credit reporting agencies. You can receive a free credit report from each reporting company once every 12 months. By phone: Call 877.322.8228.

Tip: By requesting the reports at the same time, you can determine whether any of your files have errors.

By requesting the reports separately, you can monitor your credit files more frequently throughout the year.

Your free credit report does not include a credit score. You can purchase a score directly from the credit reporting agencies and scoring companies. However, it’s important to check your credit report to make sure the information is accurate because your credit score is based on the information in your credit report. It’s also important to note that the score you purchase may not be the same as the one lenders use to decide whether to give credit.

You are also eligible for free reports from some of the specialty consumer reporting companies such as rental payments, medical payments, insurance payments and more.

For more information on specialty reports go

**The MFSC has the ability to obtain to obtain for you and your spouse your credit report and your FICO like Credit Score courtesy of

Financial Workshops

A variety of Financial Workshops are available at the Military and Family Support Center. Please call to obtain dates and times. Also, you may register for select workshops by going to and clicking on the JB MDL Resilience box on right. Below is a sample of our most popular workshops, all geared to have you in charge of your financial future. If a workshop is not listed that you are interested in please contact the MFSC. New workshops are always being added.

  • Leaving the Dorm
  • Thrift Savings Plan - Uniformed Services / Civilian 
  • Promotion
  • Permanent Change of Station (PCS)
  • Retirement Planning Starter
  • Marriage
  • Divorce
  • First Duty station officer Financial Brief
  • Homebuying 101
  • Bundles for Babies
  • Many more as well as individual appointments
Helpful Websites:

Emergency Financial Assistance

Emergency assistance usually combines an assessment of the emergency situation and an evaluation of the personal budget to arrive at a decision to make an interest free loan, a grant, or combination of both. Financial assistance is given when a qualifying individual cannot otherwise pay for specific basic needs essential to continued personal effectiveness as a military member. Active Duty, Active Duty Spouse with Power of Attorney, Retired Service Member, Widow/Widower Retiree are who may be assisted.

Application Process

The application procedures are different for certain branches, please find your branch and classification and follow the application procedures. For questions, please call 609.754.3154.


Applicants from the Army, please contact Army Emergency Relief, 609.562.4245.

Air Force

Please access the following website and complete an application for Air Force Aid. If you never used the system before, you will need to register as a new user.

After you have submitted your application online, you will need to call the Military and Family Support Center, 609.754.3154 to schedule an appointment.

In addition to your application, there will be other documents that are required to support your case, when you call for your appointment please make sure to ask what additional documents you will need to bring to your appointment.

Marines, Navy and Coast Guard

Navy-Marine Corps Relief Society

Applicants from Navy, Marines, and Coast Guard MUST contact Navy-Marine Corps Relief Society at 732.608.3444 and leave a message. A caseworker will call you back.